Refund Policy

Last Updated: March 15, 2025

1 Our Commitment to You

At Profile-Device, we understand that financial education is an investment in your future. Our refund policy reflects our commitment to providing quality budget reporting education while maintaining fair and transparent practices for all students.

Key Principles

We believe in giving you adequate time to experience our educational content and determine if it meets your learning needs. Our refund process is designed to be straightforward and respectful of your educational investment.

2 Refund Eligibility

You may be eligible for a refund under specific circumstances. We evaluate each request individually to ensure fairness while protecting the integrity of our educational programs.

Full Refund
Available within 14 days of enrollment
  • Less than 25% of course content accessed
  • No certificates downloaded
  • Technical issues preventing access
  • Course cancellation by Profile-Device
Partial Refund
Available within 30 days of enrollment
  • Between 25-50% of content accessed
  • Documented technical difficulties
  • Course doesn't match description
  • Medical or family emergencies
Credit Option
Available within 60 days
  • Transfer to different course level
  • Future enrollment credit
  • Schedule conflict resolution
  • Extended learning timeline needed

3 The Refund Process

We've streamlined our refund process to make it as simple as possible. Here's exactly what happens when you submit a refund request:

1
Submit Request
Contact us via email or phone with your enrollment details and reason for the refund request.
2
Review Period
Our team reviews your request within 3-5 business days, checking eligibility criteria and course usage.
3
Decision Notice
You'll receive an email notification with our decision and next steps within one week of your request.
4
Processing
Approved refunds are processed back to your original payment method within 7-10 business days.

4 Payment Method Processing

Refunds are always processed back to your original payment method. Processing times vary depending on your bank or payment provider:

Expected Processing Times

Credit Cards
3-5 business days
Bank Transfers
5-7 business days
Digital Wallets
1-3 business days
Over-the-Counter
7-10 business days

Important Notes

International payments may take additional time due to currency conversion and international banking procedures. We'll provide tracking information for all refund transactions so you can monitor the status with your financial institution.

5 Special Circumstances

We recognize that life sometimes presents unexpected challenges. In cases involving medical emergencies, family crises, or other extraordinary circumstances, we may offer extended refund consideration beyond our standard timeframes.

Each situation is evaluated individually, and we may request supporting documentation. Our goal is to balance compassion with fair business practices that allow us to continue providing quality financial education to all our students.

What We Consider

Medical situations, military deployment, natural disasters, job loss due to company closure, and other documented hardships may qualify for special consideration. We encourage you to reach out and discuss your specific situation with our student services team.

6 Non-Refundable Items

Certain services and materials are non-refundable due to their nature or the resources required to provide them:

Completed Courses
  • Courses with certificates issued
  • Over 75% content completion
  • Downloaded course materials
  • One-on-one consultation sessions completed
Physical Materials
  • Printed workbooks or guides
  • Shipped educational materials
  • Custom financial planning tools
  • Personalized budget reports

Need to Request a Refund?

Our student services team is here to help you through the refund process. We're committed to handling your request promptly and fairly.

Email
contact@profile-device.com
Phone
+639172447359
Address
96 De Leon St, Iloilo City Proper
Iloilo City, 5000 Iloilo, Philippines